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Blackjack Side Bets
Blackjack has slowly progressed over decades and is still coming up with new things to try and attract more players and more player bets. With new games being introduced to casinos around the world, online and real, it is fighting for its place in the popularity stakes.

Each operator can have their own set of bets available on different games and so we suggest you try the latest new online casinos in the industry, with the best offers out there. Having done so you can be confronted with a side bet option you've never seen before.

In general side bets are very bad for the player. In some cases however they can present an opportunity for the professionally minded. Years ago an over/under bet was introduced which was the first in the recent history of tempting side bets. You could bet your 2-card total was Over 13 (house edge 6.5%) or Under 13 (house edge of 10%). Not tempting hey? But a simple hi-lo card count could give you a big edge and this bet disappeared. There are reports though that it is creeping back.
 
21 + 3
Put a stake on the 21 + 3 box and if your 1st two cards and the Dealer’s 1st card make either a Flush (all 3 cards the same suit), a Straight (all 3 cards in sequence) or 3 of a Kind (all 3 cards the same rank) you win 9 times your stake.

This is the standard 21+3 side bet rules and with 6 decks this gives the house an edge of 3.24% which is very modest in side-bet terms. However there are different payout versions of this game which might tempt more players and they are appearing online.
 
21 + 3 - Variable Payout - 6 Decks
Hand Payout Prob. Win
Trips 33 0.005041 0.166352
Trips in same suit 100 0.000207 0.020745
Straight flush 35 0.002068 0.072383
Straight 10 0.031021 0.310214
Flush 5 0.058424 0.292118
No hand -1 0.903239 -0.903239
Result   1 -0.041427
 
Playing 4 decks the edge is 6% and 8 decks it is 3.18%.
 
Perfect Pairs
Put a stake on the Perfect Pairs box. If your first two cards are a pair you win. This always has a variable payout.
 
Perfect Pairs - 8 Decks
Hand Payout Prob. Win
Perfect pair (same suit) 30 0.016867 0.166352
Pair - same colour 10 0.019277 0.020745
Pair - mixed colour 5 0.038554 0.072383
No Pair -1 0.925301 -0.925301
Result   1 -0.033735
 
Perfect Pairs - 8 Decks
Hand Payout Prob. Win
Perfect pair (same suit) 25 0.016867 0.421687
Pair - same colour 12 0.019277 0.231325
Pair - mixed colour 5 0.038554 0.192771
No Pair -1 0.925301 -0.925301
Result   1 -0.079518
Change to 6 decks     -0.099678
 
Top 3
This bet is for the real gambler. Put a stake on the Top 3 box and if your 1st two cards and the Dealers 1st card make either a Straight Flush (180:1, all 3 cards the same suit and consecutive rank), 3 of a Kind (90:1, all 3 cards same rank) or 3 of a Kind Suited (270:1, all 3 cards same rank & suit) you win. House edge is 11.07% based on six decks.
 
Over/Under 13
This pair of side bets pay even money if the player can correctly bet if the sum of the player's first two cards will be over or under 13. Aces count as 1.
 
Over/Under 13 House Edge
Decks Under 13 Over 13
4 decks 10.07% 6.58%
6 decks 10.07% 6.55%
8 decks 10.06% 6.54%
 
Among the early authors who wrote about card counting Over/Under 13 was Stanford Wong. Wong created the highly effective Crush count that could be simultaneously used to count both the Over 13 and Under 13 bets.
  • A, 2 = +2
  • 3 = +1
  • 4, 5, 6, 7, 8 = 0
  • 9, T = -1
Player should play the Over when the true count is +3 or higher and the Under bet when the true count is -5 or lower. In this way, the Crush count yields 0.682 + 0.352 = 1.034 units per 100 hands in a six-deck game.
 
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